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How does dental insurance work in Florida?

In Florida, individuals have the option to choose between traditional dental insurance plans and dental savings plans to manage their dental care costs. Traditional insurance requires monthly premiums in exchange for coverage for various dental procedures, often with deductibles, co-payments, and annual maximums.

Does Florida offer dental insurance?

Not all insurers who offer medical plans through the Florida exchange include dental coverage with their health plans, but stand-alone dental plans are available for purchase that cover both adults and children. How much does dental insurance cost in Florida?

How much does dental insurance cost in Florida?

For adults who purchase their own stand-alone dental coverage through the exchange in Florida, premiums in May 2024 ranged from about $7 to $41 per month. 1 For families purchasing coverage through Florida’s health insurance exchange, the premiums attached to pediatric dental coverage may not be paid for by premium tax credits (premium subsidies).

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